Tuesday, January 6, 2015

One penny!



How many of you knew that an account for insurance could be considered delinquent if you accidentally paid a penny less?

I had been told via phone no bill to date that the amount for my new premium would be such and such and so I paid what they told me and then I found out to my horror that it was actually a penny more… okay no biggy in my mind I would just pay the extra penny in the following month premium, but no, not good enough!



When I called the Florida makes me Blue health insurance customer diss-service hotline they said without them receiving that penny I would be considered delinquent in paying them, huh?



They claimed it was due to me receiving a subsidy from Healthcare.Gov that they were such sticklers. Another fellow from an unrelated to them insurance brokerage that conveniently called after I had called Florida makes me Blue unhealthy stressful insurance company, with the name of Michael suggested it was due to my Multiple Sclerosis and that they did not want to pay for my pre-existing condition, probable but illegal now. My heart sunk, but I am not naïve, I thought that could be the case.



Thus one of the many reasons for Healthcare.Gov, PS I went into my bill pay at my bank site and paid the damn penny! It will arrive by January 9th since they still do not have electronic cooperation with my international bank that will be mailing them the penny check via snail mail, oh well…



They insisted this was their procedure, perhaps but it’s ridiculous!

We have excellent credit and had been with them all last year and paid on time always; this whole thing stinks in my opinion.

I was so upset that I called my bank to apologize for them having to send out a penny check.



Florida makes me Blue Insurance Company keeps requesting access to our checking account and we do not allow that, only direct deposit, not any third party withdrawals.

Fortunately, I will be on Medicare this July!

I almost wrote next year, boy time sure flies…

And Medicare is taken out of social security payments.



Moving on…



Yesterday our forty-something son has decided he wants to now have a live aboard sail boat and so thankfully many fine ships that he has seen online are in our area.

I said thankfully you see that is why he has been visiting a bit more often.

We took him via our new ride due to Gus and my equipment to the two different marinas at either end of our county.

And we ate on the run, literally burgers for lunch taken to a nearby park and pizza and salad picked up on our way home.

Not the healthiest of choices but than again not done that often, really!



I stayed mostly in the car with Gus in his crate, and Number One and Hubby went to talk to the yacht brokers. Not very energetic for my usual walk-about although, when I phone Hubby up I told him that Gus and I needed to stretch our legs and for Gus it was just in time since he also needed to relieve himself.

I needed to get out and walk and so I did.



It appears that my walking is helping this weight thingy a wee bit.

I am back into a size smaller in clothes, in fact these smaller sized pants are also baggy, how truly wonderful!



Walking always worked before and I suppose even with my three days a week of exercising and walking on as many days off from that as I can, my logical way to lose is going to work, been there done that!



I swear every time before I quit eight and half years ago finally my smoking I would quit and gain a ton of weight, and then due that I would go back to smoking and get skinny again and that happened I would say maybe six or seven times over the many years. I used make the joke that I was the white Oprah, hope that doesn’t sound racist, it isn’t meant to be. After all folks she is black (African American) and I am white (Caucasian), true?



Any-who, when I finally quit this time due to my MRI showing TIA’s, mini strokes, as well as lesions from the MS that is when I decided I had to try for good back on July 11, 2006.



And so sure enough the weight exploded and then the medications added to that and hypothyroid etc. so now I am fully medicated and all is somewhat stable, so I have the ability to become svelte and so I am determined!



Today we went out for errands at Sam’s Club for chlorine for the pool, coffee and extra virgin olive oil and gas.

Hubby went with Gus to get the gas and dropped me off for the other items.

The chlorine tablets weigh forty pounds so I asked for help and the man asked if he could put the container on my seat of my walker and I said sure it holds three hundred pounds, which I said under my breath I hope I never get to that!

I don’t think he heard me; in reality I could have said that in my head and just thought I said it out loud, I hope…



Not bad to push so I thought and I traipsed through the store on my mission to acquire my two other items, actually three two coffee canisters. After asking many people where they were, since it was only the second store that I had been in without Hubby in the last few years I was at a loss, but people were very helpful.



Even at the register when the man in front of me offered to put the chlorine container up for me at first I said that’s okay she could scan it, but I remembered my club card and MasterCard were in my purse under it and so he lifted it for me to remove my purse, I thanked him.

I pooped just past the exit and fortunately two store scooters were left there I chose the closest one and sat and called Hubby to let him know I was all done and very tired.

He offered to get me, but I insisted I would try to get to him only three parking spots away, in one of the so many handicap slots.

I made it!

But extreme exhaustion over took me and by the time we got to Home Depot where we thought Gus was allowed to romp on his lead, I had to decline and so we stayed behind in the car, me and Gus.

Hubby went in to get brass paint for an old lamp Number One brought down, it had been my marble swing lamp used on the upright Emerson piano I took lessons on in my childhood it had been stored up in his things for years, I had almost forgotten about it. I had gotten rid of so much stuff.

Hubby and I were able to clean the double marble base fairly easily, but the stem needed more and so the paint was a refreshing of the brass, but the gold paint makes it look new again. The new wiring was purchased at Ace and the new shade yet to be found will most likely be from Target or some other similar shop.



On that note of new hope, refurbishing old found remembrances, allow me to be the very first to wish all of you a very happy good night and ask all of you to kindly count all your blessings and share all your overages with you know who and we will too!



And next time please be here or be square, ya hear!

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