Got an email from our vice president Joe Biden today, and so...

I decided that I would let him know what's what, so I wrote back...

To democraticparty@democrats.org

Today at 4:53 PM

Dear Joe,

When I vote, which is only unfortunately during major elections, since being a registered non-partisan does not allow me or my husband to do otherwise. I feel as you do that the Republicans have nearly all their causes wrong, and so I will be voting Democratic as I have before when I believed in the reasoning or the person.

Meanwhile, I have a serious issue I have taken my insurance through Healthcare.gov and I am paying two hundred dollars more a month from my pre-existing insurance previously, that was $342 and now I am paying $561.51, I am receiving a $274 financial assistance from the healthcare.gov program for Florida Blue Options a platinum plan, since I have MS I needed to be well covered. (I will be eligible for Medicare in a little over one year. )

Today, I went to my neurologist and he ordered MRIs (four) for my brain, cervical, thoracic and lumbar regions due to me experiencing what most likely is an exacerbation of my Multiple Sclerosis. The problem is the co-pay price quote of $862.71!!!!! ( I am currently on hold with Florida Blue trying to make sense of this expense and so far the person came back on the phone stating that it was actually over $1000 co-pay, but she is calling the MRI facility to get their price for accuracy, the $862.71 is correct...!!! I do not believe this means our medical coverage is affordable even so!!!!) I do believe that is an exorbitant amount and quite a bit for us, my husband is a disabled deputy and our income is around $XXXXX a year and we do have a mortgage that we have a HARP on! I still meet the criteria for my expensive MS Copaxone co-pay through the Assistance Fund, which pays my monthly $150 co-pay for that! So why would anyone think that we would be able to or want to pay that co-pay that is more than our mortgage which includes our taxes and insurance, $XXX a month! That is a lot of out of pocket money for us. We have a paid for, nearly thirteen year old car with low mileage of only 41K original miles on it, due to us both not being able to venture out of our ten mile radius. But that is fine we do have all we need here.

Except it seems that we lack medical coverage that truly is affordable!

It is hard enough being ill and trying to live and some how managing to set aside monies for any emergencies, which seem to happen too frequently. I have one infection after another while going to an exercise facility trying to waylay more problems, but although we cleaned each piece of equipment others did not and so I was on steroids three times in Oct. and Nov. and Cipro in March.

Each occasion called for a doctor's office visit, so I have now decided I cannot go there anymore! Between that and cataract surgery it very well may be responsible for this flair; it's a vicious cycle.

Thanks for listening; just wish something could be done!

We will be paying for this, since we have no choice.

Cordially,

XXXXX XXXXXXX

So that is why this is late, also due to the two hours I was involved with waiting and talking to Florida Blue, which is Blue Cross and Blue Shield for you other state people. I 'X' d out certain  things to protect some information due to Hubby, but we all know my real name and so that was done just for the heck of it!

On that note of no sense,which it does appear my life has had many a day making not unlike today, allow me to be the very first to wish all of you a very happy good night and ask you to kindly count all your blessings and we will too!

And next time be here or be square, ya hear!

PS I know that he probably won't ever see it; I am nothing if not a realist, but it was good for me to vent to possibly someone who could change things? Who knows, really????