Thursday, November 9, 2017

Oddities in life, can be quite unexpectedly surprising...



...and here's what I mean...
You know that I had wanted to be reimbursed for our $97 worth of gasoline for our generators due to being without power after we returned home after we had left due to us having been mandatory evacuated? And that was because we have a waterfront home with only a nine foot elevation, and Hurricane Irma was supposed give us a fifteen foot surge?
Well, it didn't, thank heavens.
But when I was told to contact FEMA for the gasoline possible reimbursement they said they no longer pay for that, but they pay for the hotel that you had to evacuate to, they said that although even though you feel your damage to your home does not meet your deductible you still must notify your homeowners' insurance in order for them to even consider the reimbursement; okay.
So I applied to both, FEMA and Tower Hill.

And last week although I had sent the receipt from the hotel to FEMA they denied giving us anything due to not receiving anything from us from Tower Hill our homeowners insurance that I was certain would deny us due to not meeting our 2K deductible, but they didn't and they sent us a check instead.

The adjuster who had been here on October 28, 2017, and he carefully examined our home and even climbed up on our roof. He told Hubby that he felt we did have some wind damage up there and he looked at our fence, and gutters and garage door and felt they had proven they too had some, but minimal.
He told Hubby he did not know if the roof would need just some repair or replacement.
And Brian Robertson from Alabama our adjuster came he saw and said he would get back to us in a week.

Today was well beyond that week, and so I called to find out what was happening and left a message to see why we had not heard back. While waiting for the call back...
Hubby went out to get the mail, and there was a check, but not for the three night's stay at the hotel for the price of $251 plus bucks, but for $XX,XXX.XX! ( I almost wrote the amount, but had second thoughts. I redacted it to be safe.)
With a breakdown on all that it was for, we were flabbergasted!
Good grief!
And if I had let it go?
Meanwhile, Hubby and I know it is not enough to replace the roof, but a very nice repair with that special white coating that our neighbors are getting is possible, no metal roof yet.

They all flew through the hurricane without any seen damage, but who knows we felt that we hadn't any either or I should say minimal.   
The garage door should be replaced, and maybe some of those new composite white fence sections in the front would be nice to replace the wooden ones.

We will have to price everything out; but Gee Whiz, I suppose that fortune cookie from last week, ya know the one about our finances, this is maybe what it was referring to?
What an interestingly nice surprise.

So now I am left with the dilemma on whether or not to go back to FEMA for the hotel monies; what would you do?
When they had sent me the forms it did not indicate the time they needed the info from the homeowners but now since now they denied us due to the lack of that information it is a more complicated process to resubmit.

Oh well.
Thinking.

On this note allow me to wish all of you a very happy good night and ask you to kindly share all your blessings and we will too!

And next time please be here or be square, ya hear!

This is up there with ya never really know, ya know?

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