Tuesday, March 12, 2013

Just call me, Donna Quixote!(No such thing)


“an enthusiastic but impractical and idealistic person,” Is the definition of ‘Quixote’ as per: http://dictionary.reference.com/browse/quixote?s=t. Moi? Nah, but still trying my darnedest to right what I think is wrongs done to myself and most likely others. One of my many medications is Nexium and according to my RX plan I must meet a five hundred dollar deductible and that is what they did with my Nexium. They charged me, in a breakdown of monies, into three months charges of $174.30, totaling $522.90 and more than meeting my deductible. But now they are saying that this medication will have a co-pay of $100 for a three month supply! Damn this program! On TV all day and all night long, Nexium is advertised as costing the consumer no more than $18 a month and so I went to their site to confirm and sure enough that is the case if you are NOT insured! But if insured it goes to a discounted price which is still less than what my insurance has been charging/gouging me! I suggested, no I said it, that their supplier of medications is overcharging them and therefore us consumers/clients. So today I got the proper information to find out how to contact them for my grievance, i.e. my insurance company and consequently I have been composing a letter to send out with the information that I ascertained from the Nexium site: http://www.purplepill.com/purple-plus-savings-card.aspx Since I have been on this pre-existing federal insurance program I have spent around four thousand dollars out of pocket, which is only since November. I think that if I banked it I would have been better off, as it is, it has proven that I still have been handling it all anyway, but with paying others for not doing a thing! I still cannot afford a surgery that I need and that is not going to change. My medications were only one hundred a month before, now that appears to be a much bigger savings than this craziness with insurance definitely is… hmm? Doctor visits that are every few months would be anywhere from $30 to $150 and very affordable without insurance, but especially now with my SSI income and other than emergencies, which I can negotiate as I did for six years, no interest can be charged on medical payments and you can pay the minimum… I cannot think of any reason to go on with this money train to nowhere, can you? To pay $432 a month, all for a $25 co-pay, does that sound equitable to you? Plus less than two and half years from now I will be on Medicare, if it is still there; I sure hope so! I was re-informed that this federally funded program that I am on now, huh, we are funding a BIG part of it, well, it is set to end this December 31st. I wonder why? It has nothing to do with the Medicaid program that I understand that will go into effect January first, unless they raised the income criteria of that one from poverty to middle class, we will not qualify? Or we might? Who knows, should I jump ship now or go down with it, I’m no Captain, I have only been a first mate, in more ways than one…ha! Oh well, we will see whatever we will see…hmm? On that note of indecisiveness, gosh I am acting just like a guy, (I have always been told that it’s because he wants me to choose first, how sweet) not the gal that I am…not so funny, sorry, allow me to be the very first to wish you a very happy good night and ask all of you to kindly count all your blessings and we will too! And next time please be here or be square, ya hear?!

Which way will the war go?

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