I have a wealthy friend who has not had to worry about money for nearly forty years...although her beginnings were quite humble, she married well!
Not food, not mortgage or rent, you name it, no financial, no worries!
And when she tried to relate to my previous years of concern for those things, her retort was... well I haven't been able to renovate my "THREE BATHROOMS"!
The conversation was caused by her asking me why I do not donate money during the holidays, and to be honest, it all boils back to me never again wanting to be on that side of need...!
So when I would give of my time instead of money!
In fact, I did work for ten years for one organization for free as a VOLUNTEER, teaching classes as much as five days a week doing fundraising, etc. and all I got for that was a plaque. No one in their right mind would work for no money for that long!
All that screwed up my social security payments with no income logically you get no more monies in your retirement income!
I wasn't chained to them or having to do any of it due to any punishment no...!
I did enjoy it, but in the end, it was a BIG Mistake! After a while, I asked to become paid staff, but they had no place for me. I would have thrown their plaque back, but it was a phone call!
And although, "my friend", did not work except for her husband on occasion, when he passed away she worked for ten years for her county, while I was basically a bum and working for no money.
Very different outcomes... life financially was hard at times... believe it or not we had weeks when I would have to make a ten-dollar stretch for a week's worth of groceries...Thankfully, the boys were grown and on their own at the time, but it was tough for the two of us!
When Hubby had to leave his job due to an injury he received disability and health coverage for himself but not for me!
I had been diagnosed with MS with no health insurance since I was considered pre-existing! So no one could cover me and the state insurance premium was more than Hubby was receiving each month... over and over again health concerns have been more expensive than our income!
That lasted for five whole years!
Sure I must sound cheap when I refuse to give even change to those who need it but I keep saying but many won't listen that I want to avoid becoming a part of the problem ever again!
Those times haunt me still...!
I never want to go back to any of that.
I cannot physically help others anymore due to my own physical disabilities so I help online with advocacy.
My "friend" stopped talking/texting me because I suggested she could not seem to do a reality check of her humble beginnings to relate to my reasoning.
I, of course, do know now that our lives are nowhere near what happened in our past, we can pay our bills and go to the grocery without counting out pennies... but still, those memories are not that long ago...!
So in my mind and heart, the only conservativeness I attain is that of being careful for the first time in my life with our money! It actually has been a lot of years to date, my conservativeness...only with our money, not my politics for that is still very liberal!
My fear with money is of not being able to pay our own way!
Let me introduce you to the crew...
I am called Aussie because my mom asked a sixteen-year-old girl looking at me in the crate I was in at the adoption site that day what she thought I should be named. Mom asked her age, but not her name... ha! And without hesitation, the teenager had said Aussie! By the way, she was just looking, so my mom did not steal me from her.
We never found out the girl's name; mom liked Aussie too. Since then, we have discovered that it is a ubiquitous name, but it is still just right for me! My parents think that I am uncommon, even say unique! I do like that.
I am an Australian Shepherd, a red Merl. And here is an interesting factoid about me: I was supposed to be a miniature Australian Shepherd, but as you might know, I AM NOT! I am a standard Australian Shepherd! Although I am now six years old, I am the baby, though I am the largest of the fur babies, and due to my breed and being standard, I am just right, ha!
I was three months old when Mommy and Daddy adopted me. I had been taken- out of a hoarder's home in the Carolinas with my litter.
Above is my PIC, taken on the birthday I share with my dad, but dad is much older than me!!! I was the first to be adopted, on February 16, 2018, on Dad's brother's birthday.
I was turned in by my previous family, stating that I was misbehaving with their elderly dog it had been said that I was driving him crazy! I was the second to be adopted on 8/18/18 on clear out the shelters day!
My record called me Belle, so for no known reason, Mom decided I was more of a Bella; beautiful either way!
Hey, wait! Please don't forget me! I am Chance, pictured above, a Bichon Frise! I am nine years old, so they think, and the eldest, and I like getting up early with mom and Aussie. Bella sleeps late with Dad, till after seven most days, even later sometimes!
I enjoy a good tug-a-war on the ropes Dad had twisted for Aussie and me, and sometimes even Bella plays, too! I was the last to be adopted on January 23, 2020.
I had been wandering the neighborhood for days, and then I saw Aussie and Bella in their living room window, so I hung out there...
The animal control lady had been called and came out to see if I had a chip I.D. with her machine, and Dad told her that he wanted to name me Chance. His reason is that if no one claimed me, "I want to give him a second chance!" So that is how I got the name Chance!
The Animal Welfare League checked me out and kept me for sixteen days until I was allowed to be adopted. Good evening.
Easy as Aussie, Bella, and Chance, now you got it! In order of adoption!
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