...and you ask yourself do I really owe this
much with all my insurance coverage, considering my premiums for the platinum
type I chose the best of the best?
Next you call and see why if you have met your deductible that you are getting another bill?
This goes on back and forth let's say about three or four months or there about; it was more than five and then you hold your ground until they tell you your actual bottom line. That's all I kept saying I want to pay my fair share, but not more or less, got it?
And guess what?
When all was said and done they owe you!
Yep and you receive a check from them!
People this is NOT a fable this is an actual happening.
I kept getting a bill for nearly $700 from the place where I had my cataract surgery, of course my insurance had already paid an agreed upon percentage to them and this was my share or so they thought, but I had, all before it was even done, found out that my co-pay was $200.00 (*that amount seemed fair to me due to Hubby just having had a endoscopy procedure, and with Medicare his co-pay was $190 at another out patient facility) and so I paid it, but afterwards that bill kept coming and my Florida Blue told me that I had met my deductible and that they were working on it!
(*scary to think that not unlike Joan Rivers was Hubby’s procedure, but this was months before her horrible outcome and we were none the wiser, how awful!)
For months this went on and I continued to get a bill, angry bills, in red lettering that I was fearful that it would ruin our credit rating, ya know?
And we have very excellent ones, any-who... I drove my insurance company crazy with my calls to fix it and they kept telling me that they would call me back when it was fixed, but this had been going on for five months!
And today, lo and behold, I received a refund check for $20.01 and owe not-a-thing, since apparently my actual co-pay for the procedure was $179.99!
A GIAGUNDA, TA DA!
Thankfully, I took business math in high school and while at college; it has served me well over the years for anytime I needed to do payroll or figure out cost effective sheets or just about anything... as one can well imagine in life.
I have been the one paying all our bills in our marriage too and I have been to the penny nearly all of the time... after forty-three years plus I could have goofed a couple of times, but not recently, honestly, I am only human...and not infallible.
Now I am still waiting on the bottom line for my MRI responsibility payment too. That bill is also way above anything left in my deductible column; nearly twice the actual amount and when I receive that of course it will be paid!
I am more than willing to pay whatever I owe, but not more!
Just like you I suspect.
So on that note of the joy of getting a bit of monetary satisfaction…ah what to do with that windfall of that $20.01; Geez, lunch paid for two at Panera’s or put it away in another emergency savings fund, buy something frivolous or get crazy with an outlet store blouse?
Kidding!
Allow me to be the very first to wish all of you a very happy good night and ask all of you to kindly count all your blessings and share all your overages with you know who and we will too!
And next time please be here or be square, ya hear!
Next you call and see why if you have met your deductible that you are getting another bill?
This goes on back and forth let's say about three or four months or there about; it was more than five and then you hold your ground until they tell you your actual bottom line. That's all I kept saying I want to pay my fair share, but not more or less, got it?
And guess what?
When all was said and done they owe you!
Yep and you receive a check from them!
People this is NOT a fable this is an actual happening.
I kept getting a bill for nearly $700 from the place where I had my cataract surgery, of course my insurance had already paid an agreed upon percentage to them and this was my share or so they thought, but I had, all before it was even done, found out that my co-pay was $200.00 (*that amount seemed fair to me due to Hubby just having had a endoscopy procedure, and with Medicare his co-pay was $190 at another out patient facility) and so I paid it, but afterwards that bill kept coming and my Florida Blue told me that I had met my deductible and that they were working on it!
(*scary to think that not unlike Joan Rivers was Hubby’s procedure, but this was months before her horrible outcome and we were none the wiser, how awful!)
For months this went on and I continued to get a bill, angry bills, in red lettering that I was fearful that it would ruin our credit rating, ya know?
And we have very excellent ones, any-who... I drove my insurance company crazy with my calls to fix it and they kept telling me that they would call me back when it was fixed, but this had been going on for five months!
And today, lo and behold, I received a refund check for $20.01 and owe not-a-thing, since apparently my actual co-pay for the procedure was $179.99!
A GIAGUNDA, TA DA!
Thankfully, I took business math in high school and while at college; it has served me well over the years for anytime I needed to do payroll or figure out cost effective sheets or just about anything... as one can well imagine in life.
I have been the one paying all our bills in our marriage too and I have been to the penny nearly all of the time... after forty-three years plus I could have goofed a couple of times, but not recently, honestly, I am only human...and not infallible.
Now I am still waiting on the bottom line for my MRI responsibility payment too. That bill is also way above anything left in my deductible column; nearly twice the actual amount and when I receive that of course it will be paid!
I am more than willing to pay whatever I owe, but not more!
Just like you I suspect.
So on that note of the joy of getting a bit of monetary satisfaction…ah what to do with that windfall of that $20.01; Geez, lunch paid for two at Panera’s or put it away in another emergency savings fund, buy something frivolous or get crazy with an outlet store blouse?
Kidding!
Allow me to be the very first to wish all of you a very happy good night and ask all of you to kindly count all your blessings and share all your overages with you know who and we will too!
And next time please be here or be square, ya hear!